Credit and Collections Analyst (m/f), Lower Hutt in Lower Hutt, Wellington
Your tasks:
- Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money
- Analyze financial data such as income growth, quality of management, and market share to determine expected profitability of loans
- Compare liquidity, profitability, and credit histories of establishments being evaluated with those of similar establishments in the same industries and geographic locations
- Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval
- Confer with credit association and other business representatives to exchange credit information
- Generate financial ratios, using computer programs, to evaluate customers' financial status
- Consult with customers to resolve complaints and verify financial and credit transactions
- Review individual or commercial customer files to identify and select delinquent accounts for collection
- Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity
- Prepare reports that include the degree of risk involved in extending credit or lending money
Yourskills:
- Considering the relative costs and benefits of potential actions to choose the most appropriate one
- Watching gauges, dials, or other indicators to make sure a machine is working properly
- Communicating effectively in writing as appropriate for the needs of the audience
- Bringing otherstogether and trying to reconcile differences
- Obtaining and seeing to the appropriate use of equipment, facilities, and materials needed to do certain work
- Conducting tests and inspections of products, services, or processes to evaluate quality or performance
- Using mathematics to solve problems
- Selecting and using training/instructional methods and procedures appropriate for the situation when learning or teaching new things
Location
Lower Hutt
jobid82282
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